LOAN PROGAMS

Black Mountain Capital works with first time commercial property owners, construction, development and rehab financing with to secure small, mid balance and high balance loans ranging from $250,000 to over $25,000,000.

Conventional

conventional mortgage refers to a loan that is not insured or guaranteed by the federal government.

Fixed Rate

The interest rate and monthly principal and interest (P&I) payments remain the same for the life of your loan.

Floating Rate

Interest rates on these loans adjust at regular intervals to reflect changes in short-term interest rates as tracked by commonly accepted measures such as LIBOR.

SBA/Specialty

Under the US Small Business Administration’s various loan programs, you can borrow money for a variety of business purposes, including adding to working capital, purchasing inventory or equipment, refinancing other debts, buying real estate, or even financing the acquisition of other businesses.

Equipment

Equipment financing gives your business the best opportunity to buy equipment in the most effective manner.

Interest Only

An interest-only loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged.

Construction/ Renovation

Designed for construction and containing features such as interest reserves, where repayment ability may be based on something that can only occur when the project is built.

Foreign National

Financing for any non-US citizen wanting to purchase property in the US.

Bridge & Hard Money

Short term mortgage financing that is in place between the termination of one loan and the beginning of another loan.  Also, a form of interim loan, generally made between a short term loan and a permanent (long term) loan